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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is NOT among the requirements for recording a document affecting title to property in Pennsylvania?

A) The stamp of the notary must be clear and legible and nothing may be written over it.
B) The signatures on the document must be acknowledged.
C) The addresses of grantees must be provided on a special form appended to the document.
D) The executed title insurance policy must be sent to the state insurance department.

2. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
B) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
C) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
D) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.

3. What requirements define which closing costs are allowable as charges to the borrower?

A) ALTA
B) FHA
C) RESPA
D) State

4. A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

A) license revocation
B) license suspension
C) a fine
D) a jail sentence

5. An agent who collects money from an insured and holds it for payment to the insurer is

A) wrongfully withholding funds.
B) providing coverage.
C) commingling funds.
D) acting in a fiduciary capacity.

Solutions: